Mortgage Center

real estate calculatorBLUE ONE Realty provide a basic explanation of the mortgage process in order to help you be familiar with it by understanding how it works.

A mortgage basically permits you to obtain a loan from a lender so you can buy a home with that money. There are many options for you to get a home loan but the crucial part of the entire thing is that you need to choose the right loan and be approved for it. Ask yourself: how much can I afford? Don't know the answer? Use BLUE ONE Realty  home loan calculator here.

In BLUE ONE Realty we can help you get pre-approved for a home loan by analyzing your credit history the way the banks do, so you will certainly know the kind of mortgage payment you can afford.

Mortgage Payment

BLUE ONE Realty wants you to feel professionally assisted in every step of your home buying process. Use this online calculator to know more about interest rates, loan amounts, monthly principal payments and more! Try BLUE ONE Realty Mortgage payment calculator

Affordability calculator

This affordability calculator will give you the maximum amount you can afford for a mortgage payment based on the information provided. Try the Affordability calculator

Loan calculator

BLUE ONE Realty offers you this online loan calculator for you to compute the monthly payment based on the loan amount for which you qualified. Try the Loan calculator

Rent versus buy

See in real numbers how much you would be saving with a mortgage payment to buy a home compared to renting. Try the Rent versus buy calculator

Refinance calculator

BLUE ONE Realty provides this online refinance calculator for you to calculate how much you would be paying for a new mortgage based on the current loan for which you qualified to buy a home and the estimated value of the property. Try the Refinance calculator

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Buy a Home Articles

Beware on buying a home with no down paymentYou have dreamed with buying a home in South Florida for years and, although you don't have the money to make the down payment, you feel encouraged by the fact of putting a small amount of it or nothing down on your mortgage... - Beware on buying a home with no down payment

The Home you want to buy in South FloridaBuying a home in South Florida is the biggest dream of your life and you must make it a reality. The home you want to buy in South Florida may pass through different levels until you really find both the home of your dreams and the home that suits all of your family needs... - The Home you want to buy in South Florida

Real Estate Articles

Investing in Real EstateWhen investing in Real Estate you can find two different types of positive cash flows: pre-tax and after-tax. A pre-tax positive tax flow happens when the income you collect is greater than expenses incurred. Although this kind of situation is not common, it is in general terms a safe Real Estate investment. - Florida Real Estate Articles - Investing in Real Estate: What is a positive cash flow?

Selling Real Estate in South Florida: It’s buyers’ market!When selling a home, the classic picture you may see is that a seller will put a home for sale on the market and wait for the right buyer to come or the best offers to discuss in. But, in some cases the offers are not good enough and due to whatever the market's conditions are, the seller may not be truly convinced to sell the home at all. Selling Real Estate in South Florida must be taken seriously with a professional Real Estate Agent who can give the seller the complete tranquility of getting the home sold just right from the start and, especially in a buyers’ market. - Florida Real Estate Articles - Selling Real Estate in South Florida: It's buyer's market!

Mortgage Articles

Choose the right MortgageBefore buying a home, you need to ask yourself a few basic questions so you can choose the right mortgage loan to buy a home. If you are determined to buy a home in South Florida and stay there for a long time, there wouldn't be a problem to pay off the mortgage over its lifetime. In this case you should apply for a fixed rate loan. Payments are always the same, except for taxes and insurance that from time to time use to change. Although the interest may be a little higher than with an adjustable rate mortgage, you will always know by certain what your monthly payments will be... - Mortgage Articles - Choose the right mortgage to buy a home in South Florida

Mortgage Down paymentMortgage Down payment and closing costs, issues that are involved into the home buying process. If you know exactly how much money you have for the down payment and closing costs, the other issues that are involved into the home buying process will go smoothly and faster. This includes the way you would write the buying offer and mortgage programs for which you would qualify... - Mortgage Articles - How much do you have for the down payment?

Florida Cities

Florida CitiesFlorida is very well known as a State with many beautiful cities for their beaches, recreational areas, parks, shopping, business opportunities in which Real Estate investments are included and more!

Sell Your Home

By visiting this section you can be informed about the home selling process and for how much your home should be valued and more…! - Sell your Home in Florida

Become an Agent

Becoming a BLUE ONE Realty Agent is one of the best decisions you will make in your Real Estate careers, and as we all know, in Real Estate as in Life is all about making good decisions... - Become a Real Estate Agent

About Us

BLUE ONE Realty is a lot more than a Real Estate company. We are a team of professionals who know how important and stressful buying or selling a home could be... - About BLUE ONE Realty

Testimonials

Dear Natalia anad Staff of BLUE ONE Realty, I would like to thank you all for a memorable experiece choosing you. My husband and I was treated with a friendly attitude. They knew what we needed and wanted and found our home within 4 days. It wasn’t all about how fast to close a deal but they gave us such a helping hand that it was completed so sson, we were living in our new home before we knew it. I have and definitely also will recommend my realtor to everyone... Real Estate Company testimonial by Ngu Avick

This is a second home for us and having Natalia Arias as our realtor allowed us to make an informed decision regarding the type of property that would best suit our needs as well as the location. We live in the Midwest and had to gain knowledge about the Miami real estate market in terms of neighborhoods, locations within neighborhoods, community profiles, real estate taxes, condo fee variance and amenities. Natalia listened to our needs and worked hard to focus our search while offering a broad variety of properties along the way... Real Estate Company testimonial by Larry and Karen McDowell