Get pre-qualified and pre-approved

Useful Tips for buying a home: Buying a Home

Get pre-qualified and pre-approved Now, you have these two lists done, so you should be ready to start your home searching.

However, you will need to know what price range start looking at.

This involves two ways to do it. Getting pre-qualified or pre-approved. For both, you will need to get in touch with a mortgage company.

Loan prequalification is an easy process in which your financial status is analyzed to give you the sum for which you can qualify. Your financial status and the information provided in that regard will be based only on the information given by you.

This procedure can be easily done here at BLUE ONE Realty offices or even over the phone. You need to know that getting a pre-qualification only means that you might be eligible for a certain sum.

A pre-approved buyer is a totally different thing because you will be, in fact, approved for a loan. Loans are not available to everyone. Every car payment, rent or credit card bills must be paid on time for at least one year before buying a home. All information pertained to your financial situation will be strictly checked so that the lender will be completely sure that any barriers would come up during the buying process. Now you know that getting a pre-approved is better than a pre-qualified. If you had a few problems in the past with your credit, don't get discouraged either.

Today, banks and lenders have many different plans and programs for borrowers with not a perfect credit. So don't let that stop you from getting your dream home.

Call us today and get pre-qualified.

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BLUE ONE Realty helped us efficiently with our home selling and buying a new one. Although these two simultaneous operations were complex, an agent was always in every detail with a permanent pursuit. He knew well enough how to guide us to solve a few problems that came out during the transactions. We are so happy for the work BLUE ONE Realty has done for us.Real Estate Company testimonial by Roberto Ferder

I received all necessary support and guide from a professional real estate agent at BLUE ONE Realty while I was needing to buy a new home. He not only knew how to search for the best deal according to my requests, but also he protected all of my interests with the highest professional level when some problems arose. This is priceless to who doesn't know the area and market. I'm very thankful for their job and I highly recommend working with BLUE ONE Realty.Real Estate Company testimonial by M. Gardelin.

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