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Professional real estate services that are rendered one transaction at a time.
An interior style featuring a steeply peaked roofline and a ceiling open to the top rafters.
Often referred to as free rent or early occupancy and may occur outside or in addition to the primary term of the lease
Landlord who lives elsewhere
The rate at which rentable space is filled.
The summary of a court judgment that creates a property lien when filed with the appropriate government recording office.
The process of reviewing all publicly recorded transactions to determine whether any title defects exist that could interfere with a clear transfer of property ownership.
A tax calculation that provides greater depreciation in the early years of ownership.
A bookkeeping method that provides faster property depreciation in the early years of ownership.
A clause that provides the mortgagee (lender) the right to demand immediate repayment of the loan balance upon default of the mortgagor (borrower). "Acceleration" is also triggered by the due on sale clause (demands immediate repayment if the home is sold).
The seller's written approval of a buyer's offer.
Any means by which a person can enter property.
The degree to which a building or site allows access for people with disabilities.
The gradual addition to the shore or bank of a waterway by deposits of sand or silt.
A measurement of land equal to 43,560 square feet.
The volume of material needed to cover an acre of land one foot deep.
Action occurring without the intervention of man which could include but not be limited to hurricanes, earthquakes, floods, lightning storms etc.
A system that utilizes electric pumps or fans to transfer solar energy for storage or direct use.
The number of years a structure has been standing.
Tax based on assessed property value.
An addition or change to an existing contract between two (2) or more parties.
Additional funds outside of the scheduled loan payment to reduce the principal balance and shorten the term of the loan.
A home loan with an interest rate that periodically adjusts to reflect changes in a specified financial index.
The addition of any improvement costs a seller makes to a property. Deducting this cost figure from the original sales price will provide the realized profit or loss upon sale.
The amount of time between interest rate adjustments in an adjustable-rate mortgage.
A person given authority to administer and distribute the effects of an estate left who dies without a will.
A legal document that an estate administrator uses to transfer property
The acquisition of property title through possession without the owner's consent for a certain period of time.
The access and use of property without the owner's consent.
Soil composed of materials deposited by the wind.
A person who makes a sworn statement.
A substitution for an oath granted to people based on religious reasons.
An analysis of a consumers ability to afford the purchase of a home. This analysis usually includes the review of a potential borrower's income, liabilities and available funds.
The relationship of trust that exists between sellers, buyers and their agents.
When a lender uses a title company or other firm as an agent to complete a loan.
Most states require agents who act for both buyers or sellers to disclose who they are working for in the transaction.
A boundary property owners agree on in order to resolve a dispute.
A legal document the buyer and seller approve detailing the price & terms of the transaction.
The blower equipment in a furnace, heat pump, or similar appliance designed for circulating heated or cooled air through a central heating system.
A designated airspace over a piece of property.
A recessed section of a room.
A loan provision requiring the borrower to pay the balance of the loan in a lump sum if the property is sold or transferred.
Mineral salt found in soil.
Soil containing a higher concentration of mineral salt than natural acid.
A lane behind a row of buildings or between two rows of buildings.
A dollar amount offered by builders of new homes for the purchase of carpeting and fixtures.
A home loan program that does not conform to standard fixed-rate mortgage terms.
Enticements offered by builders of planned developments. Common amenities include swimming pools, health clubs and business centers.
Professional association of independent home inspectors. Members must meet defined education and performance requirements.
A law passed in 1990 that outlaws discrimination against a person with a disability in housing, public accommodations, employment, government services, transportation and telecommunications.
The process of paying the principal and interest on a loan through regularly scheduled payments.
A table which shows how much of each payment will be applied toward principal and how much toward interest over the life of the loan. It also shows the gradual decrease of the loan balance until it reaches zero.
Mathematical tables used to calculate a borrower's monthly payment.
The length of time required to amortize the mortgage loan expressed as a number of months. For example, 360 months is the amortization term for a 30-year fixed-rate mortgage.
The strength of an electrical current.
The basic unit used to measure electric current.
A large steel bolt anchored in concrete and attached to a building to prevent the structure from moving.
The process of placing a value on property for the sole purpose of taxation. Also refers to a levy against property for a special purpose, such as street lighting or sewer assessment.
An annual statement to borrowers detailing the remaining principal balance and amounts paid for taxes and interest throughout the year.
The payment of a fixed sum at regular intervals.
A substance applied to aluminum wiring connections to seal and promote conduction.
An application fee is charged by some lenders and may include charges for items such as property appraisal and/or a credit report unless those fees are reported separately.
A professional opinion of the value of a property by a licensed real estate appraiser.
The fee that a professional real estate appraiser charges to appraise, or estimate the market value of, a property
A written report on the value of a property based on recent sales of comparable property in the area.
A professional opinion of the current market value of a property.
An increase in the value of a home or other property.
A measure of interest that expresses the cost of a mortgage as a yearly rate on the loan balance. The APR assumes the loan is held for its full term. For adjustable-rate loans, the APR assumes the loan's index doesn't change from its initial value.
A method of resolving a dispute in which a third party renders a decision.
A licensed professional who designs residential and commercial property structures.
The fee charged by an architect for services. A common way of billing by architects is to charge for their services by the hour, by the square foot or by a percentage of the project budget.
A home loan with an interest rate that periodically adjusts to reflect changes in a specified financial index.
A publicly published number used as the basis for adjusting the interest rates of adjustable rate loans (ARM).
A term used by tax assessors to describe a list of properties in a certain category sold within a defined period of time.
The purchase or sale of a property in its existing condition.
A professional association of independent home inspectors whose members must meet and maintain defined education and performance requirements.
A seller's initial sales price.
The combining of two or more adjoining lots into one larger tract.
A tax assessor's determination of the value of a home in order to calculate a tax base.
The estimated value of a piece of real estate or a special levy placed in addition to taxes.
A list of taxable property compiled by the assessor.
An official who determines the assessed value of a property.
Items of value which include cash, real estate, securities, and investments.
The transfer of rights to pay a debt from one party to another, with the original party remaining liable for the debt if the second party defaults.
A person who transfers rights and interests of a property.
A mortgage that can be transferred to another borrower.
A provision that allows a buyer to take responsibility for the mortgage from a seller.
A fee the lender charges to process new records for a buyer who assumes an existing loan.
A clause in a listing contract stating that the agreement will automatically continue for a certain period of time after the expiration date (very rare)
A device in the flue of a heating unit that closes to prevent heat loss when the unit is not in operation.
An easement over private property near an airport that limits the height of structures and trees.
Single-sash windows that tilt outward and up.
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You have decided to buy a home in South Florida, but you are afraid about not having enough money to make the Real Estate transaction. Relax, you don't always need 20 percent of the home value for the down payment. If you are determined to buy a home, let's say a home that is priced $280,000, the down payment could be only 5 percent of it. That would be $14,000. This means that you should save about $1,200 or so every month in one year, unless you have already started the saving process a year ago... - Saving money to buy a home in South Florida
Real Estate investment: If you are determined to make a Real Estate investment, you must have clear enough what you really want to buy. If you want to buy a house, it's a material acquirement, it's an investment. And, if you are going to buy a home, it's an emotional purchase. The help of a Real Estate Agent is a must for you to succeed in your decision... - Buying a house or a home?
According to the Federal Reserve, the most delicate divisions in the economy was residential Real Estate and construction industries lately. The review has been stated in two surveys of home prices. - Florida Real Estate Articles - Residential Real Estate
When selling a home, the classic picture you may see is that a seller will put a home for sale on the market and wait for the right buyer to come or the best offers to discuss in. But, in some cases the offers are not good enough and due to whatever the market's conditions are, the seller may not be truly convinced to sell the home at all. Selling Real Estate in South Florida must be taken seriously with a professional Real Estate Agent who can give the seller the complete tranquility of getting the home sold just right from the start and, especially in a buyers’ market. - Florida Real Estate Articles - Selling Real Estate in South Florida: It's buyer's market!
The money for mortgage loans comes from three major institutions: Fannie Mae ( FNMA-Federal National Mortgage Association ), Freddie Mac ( FHLMC-Federal Home Loan Mortgage Corporation ), Ginnie Mae ( GNMA-Government National Mortgage Association )... - Mortgage Articles - Mortgage Loans - where that money comes from?
Mortgage Rates - Applying for a mortgage - Documenting your possessions to confirm your down payment. If you can document that the money you have for the down payment comes from your personal savings account, the lender will be in no doubt of your financial stability as a borrower by simply checking into your savings history... - Mortgage Articles - Mortgage - Applying for a mortgage - Mortgage Down Payment
By visiting this section you can be informed about the home selling process and for how much your home should be valued and more…! - Sell your Home in Florida
We were renting an apartment for about five years and for business purposes had to move to another city. An agent at BLUE ONE Realty was of so much help for us. Thanks so much for his unconditional help and professionalism! Real Estate Company testimonial by Patti and Jeff Morgan
Well, I must confess that I had serious doubts about Brokers because I was recovering myself from a bad experience. So I was so cautious at first. However, I admit that working with BLUE ONE Realty all that trouble is now in the past. The agent that was assigned for me really helped me in selling my weekend home. I appreciate his ability to solve any inconveniencies efficiently. Real Estate Company testimonial by Norma Neil