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It used to be quite easy to put a name to a lender that can exactly described them along with the types of mortgages they have created over the years.
The pass of time and especially the growing of the Real Estate market have served to combine, in some way, most of the terms to define them as well as to highlight some differences among them. And, we can start by doing mention of Mortgage Bankers.
Then, we have Mortgage Brokers. They are business companies that make loans with the purpose of brokering them to wholesale lending organizations or institutions. A broker must establish some kind of relationships with these companies. Mortgage brokers usually make transactions with lending institutions that have a wholesale loan division.
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