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According to relevant sources, the standard 30-year fixed-rate mortgage knock down 4 basis points to 6.45 percent. A basis indication for it is usually a proportion of 1 percentage point. Mortgages in this week's survey ( late September) had an average of 0.33 reduction and origination points.
A year ago, the mortgage indicator was 5.8 percent, and in early September, it was 6.57 percent.
The standard 15-year fixed-rate mortgage knock down 6 basis points to 6.14 percent. Average rates on 30-year fixed mortgages weren’t going this way since late March 2006.
Mortgage rates are still falling and in most cases it is believed that it might be causing the rising of a slow economy.
And, according to the Federal Reserve release of its Beige Book says that five of the twelve districts registered have indicated deceleration in economic activity, while the other nine districts reported very little change in the rapidity of growth.
Experts say that it is a formula for gradually falling interest rates.
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